Main Content
Select the search type
  • Site
  • Web
Search
Member FDIC FDIC-Insured - Backed by the full faith and credit of the U.S. Government

   CONTACT | LOGIN | ENROLL ONLINE: BUSINESS PERSONAL

Business mortgage Second Mortgage banner image

Home Equity & HELOC Mortgages

MORTGAGE WHOLESALE

Skip Text

Offering Flexible Options for Home Equity Loans & HELOCs.

Central Bank provides trusted mortgage services in an effort to make additional lending options available to community businesses. After all, no two companies are exactly alike — and neither are their financial needs. The mortgage experts at our community bank take time to get to know our clients, and to create a custom approach to help them find financial success. With competitive rates — and a dedication to the people who make up the community we call home, Central Bank is here to assist with your mortgage lending needs.

Home Equity/HELOC Loan Tools & Resources

Rate Sheet & Disclosures


Loan Requirements

Eligibility and General Requirements:
  • Borrower must own the property
  • Property must be borrower's primary residence
  • Property: single family dwelling
General Credit/Underwriting Requirements:
  • Debt to income ratio <43% or less
  • Combined loan to value under 80%
  • Credit score >700
Stable and sufficient income and assets to repay current debt obligations and new loan.


 

Turn to Central Bank for Wholesale HELOC and Home Equity Loans

Apply Now
 
NOTE: Central Bank no longer offers home improvement loans.

Meet Central Bank’s Home Equity Mortgage Department

Robin Harrison
832.485.2337
NMLS #1778433
 
Scott Goodell
713.298.4758
NMLS #555037
 
Federal Banking Agency regulations require mortgage loan originators to be registered with the Nationwide Mortgage Licensing System (NMLS) and given a "unique identifier."


 

You are leaving Central Bank's website.

The website you have selected is an external one located on another server. Central Bank has no responsibility for any external website. It neither endorses the information, content, presentation or accuracy nor makes any warranty, express or implied, regarding any external site.

Thank you for visiting Central Bank's website.

Continue
×

Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that internet email is not a secure method of communication. Please do not submit any information that you consider confidential. We recommend you do not include any specific identifying information such as your Social Security number, account number, PIN numbers, date of birth, etc.

Continue
×

Affiliate Website Notice

By clicking Continue, you will be taken to our affiliate's website. Products and services offered shown will be provided by our affiliated entity. Some products offered may not be FDIC insured. Please read the privacy and security policies on our affiliate's website. In some instances, these policies may differ from those of FIS 2020.

Continue
×