Learn More About Central Bank Personal Checking
Central Bank Student Checking
Designed specifically with young adults in mind, Central Bank’s Student Checking account provides easy access to the funds you depend on. We work hard to remove potential headaches from the personal checking process so you can focus on your studies.
- $100 Minimum Opening Balance
- No Maintenance Fee
- Free Monthly eStatements with Images
- Free Online Banking and Mobile Banking
- Visa Check Card
- No Early Closing Fee After 180 Days
- Automatic refund on domestic ATM fees incurred at other bank ATMs
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Central Checking
Who says managing and moving your money has to be difficult? Our Central Checking accounts take a no-nonsense approach to your funds.
- Unlimited Check Writing
- Free Monthly eStatement
- Access to Central OnLine Web-Based Banking
- Bill Pay
- Visa Debit Card
- 24-Hour “Easy Access” Automated Customer Service
- Optional Overdraft Privilege*
- Automatic refund on domestic ATM fees incurred at other bank ATMs
Account Details:
$50 Deposit to Open Account, No Monthly Activity Service Charge
Central Choice Premier
Whether you’re out and about or doing business near one of our
Houston bank branches, a Central Choice Premier account provides easy access to your funds.
- Interest Compounded and Credited Monthly
- Access to Central OnLine Web-Based Banking
- Bill Pay
- Visa Debit Card
- Unlimited Check Writing
- Monthly eStatement with Images
- 24-Hour “Easy Access” Automated Customer Service
- Optional Overdraft Privilege*
- Automatic refund on domestic ATM fees incurred at other bank ATMs
Account Details:
$100 Deposit to Open Account, Minimum Daily Collected Balance of $5,000 or More to Avoid Monthly
Activity Service Charge of $15
This account earns interest on a positive balance.
Products Required at the Time of Account Opening: Visa Debit Card, Central OnLine and eStatement
Central Choice Senior
Geared specifically toward customers ages 55 and up, a Central Choice Senior checking account offers a range of special features other accounts don’t, such as free access to notary services!
- Unlimited Check Writing
- Free Monthly eStatement or Paper Statement
- Access to Central OnLine Web-Based Banking
- Bill Pay
- Visa Debit Card
- 24-Hour “Easy Access” Automated Customer Service
- Free Central Bank Wallet Checks
- $10 Annual Savings on Safe Deposit Box Rental
- 3 Free Cashier's Checks Per Month
- Free Basic Notary Services
- Optional Overdraft Privilege*
- Automatic refund on domestic ATM fees incurred at other bank ATMs
Account Details:
$50 Deposit to Open Account, No Monthly Activity Service Charge
Central Choice Plus Interest
With the ability to earn interest on the funds in your checking account, Central Choice Plus Interest offers options you won’t find with most other accounts.
- Unlimited Check Writing
- Free Monthly eStatement with Images
- Access to Central OnLine Web-Based Banking
- Bill Pay
- Visa Debit Card
- 24-Hour “Easy Access” Automated Customer Service
- Interest Compounded and Credited Monthly
- Optional Overdraft Privilege*
- Automatic refund on domestic ATM fees incurred at other bank ATMs
Account Details:
$100 Deposit to Open Account
Minimum Daily Collected Balance of $1,500 To Avoid Monthly Activity Service Charge Of $15**
This Account Earns Interest on a Positive Balance
Money Market Checking
With tiered rates, Central Bank Money Market Checking makes it possible earn more interest as your account balance increases.
- Free Monthly eStatement with Images
- Access to Central OnLine Web-Based Banking
- 24-Hour “Easy Access” Automated Customer Service
- Interest Compounded and Credited Monthly
- Tiered Rates Allow for Higher Earnings
- Automatic refund on domestic ATM fees incurred at other bank ATMs
Account Details:
$100 Deposit to Open Account
Minimum daily balance of $2,500 to avoid a monthly activity service charge of $15.00**
Account earns interest on a positive balance